Mint Money Talks: Saurabh Mukherjea On Why Even HNIs In India Struggle To Save Despite High Income | Mint Podcast

It's not just middle class Indians, but even HNIs, or High Net Worth individuals who seem to be struggling to save enough money. As per the "India Wealth Survey 2025" by Marcellus Investment Managers in collaboration with Dun & Bradstreet, 43% of India's HNIs save less than 20% of their post-tax income, indicating a lack of financial discipline and preparedness despite their aspirations for early retirement, entrepreneurship, and financial security for their children.The survey also highlights that 14% of HNIs do not even maintain an emergency fund. Why is this happening, and what is the solution? Watch Marcellus Founder & CIO Saurabh Mukherjea and his colleague, the COO of Marcellus, Manish Hemnani explain!#india #middleclass #rich Watch the whole episode on YouTube- https://www.youtube.com/watch?v=gnVY2zWkePc&t=5s