EPISODE · Apr 16, 2026 · 3 MIN
Module 7 - Section 3: Public Service Loan Forgiveness (PSLF) vs. The Endless Money Loop
from The Endless Money Loop Deep Dive · host Baycrest Consultants
Public Service Loan Forgiveness can be a powerful benefit for nonprofit employees, but there is a catch. The more income you report, the more you may owe in both taxes and student loan payments. In this episode, we compare PSLF on its own to PSLF when paired with the Endless Money Loop. You’ll hear how reducing taxable income without reducing take-home pay can dramatically lower required loan payments while preserving full forgiveness eligibility.
What this episode covers
Public Service Loan Forgiveness can be a powerful benefit for nonprofit employees, but there is a catch. The more income you report, the more you may owe in both taxes and student loan payments. In this episode, we compare PSLF on its own to PSLF when paired with the Endless Money Loop. You’ll hear how reducing taxable income without reducing take-home pay can dramatically lower required loan payments while preserving full forgiveness eligibility.
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Module 7 - Section 3: Public Service Loan Forgiveness (PSLF) vs. The Endless Money Loop
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