EPISODE · Jul 18, 2025 · 9 MIN
Money Chats Ep 37 (with Brenden Lowbridge)
from Sam Black Sessions · host Sam Black
In this episode, we dive deep into the world of subdivisions and how savvy investors can manufacture equity and fast-track their portfolio growth. From deciding whether to buy in your personal name or through a trust or company, to understanding how to finance not just the purchase but also the renovation and subdivision costs — this is your complete guide. We unpack why subdividing first (rather than post-build) can unlock greater valuations, how to leverage that uplift to fund your construction without using more of your own money, and what consents you’ll need from council, surveyor, the bank, and more. We also clear up common myths around stamp duty and highlight the structuring traps to avoid. If you’re serious about turning one title into two and accelerating your property journey, this episode is a must-listen.
What this episode covers
In this episode, we dive deep into the world of subdivisions and how savvy investors can manufacture equity and fast-track their portfolio growth. From deciding whether to buy in your personal name or through a trust or company, to understanding how to finance not just the purchase but also the renovation and subdivision costs — this is your complete guide. We unpack why subdividing first (rather than post-build) can unlock greater valuations, how to leverage that uplift to fund your construction without using more of your own money, and what consents you’ll need from council, surveyor, the bank, and more. We also clear up common myths around stamp duty and highlight the structuring traps to avoid. If you’re serious about turning one title into two and accelerating your property journey, this episode is a must-listen.
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Money Chats Ep 37 (with Brenden Lowbridge)
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