Montana Rayhons

Montana Rayhons is a 12-year-old powerhouse of curiosity, creativity, and pure fun. When she's not draining jump shots on the basketball court, you can usually find her building next‑level LEGO creations, climbing anything that looks remotely climbable, or chatting in Mandarin just to keep life interesting. A big fan of science and all things that make you go "whoa," Montana loves exploring how the world works—preferably in between swimming sessions, hangouts with friends, and new adventures around every corner. Starting junior high this year, she not only made a bunch of new friends but also kept an amazing eight-year streak going with her BFF Ruby. (Loyalty level: expert.) Montana is also quietly impressive with money—she's saved $1,000 already, proving she's as serious about her goals as she is about having fun along the way. Whether she's shooting hoops, speaking Mandarin, climbing walls, or building worlds out of LEGOs, Montana shows up with heart, humor, and sense of curiosity. She's excited to share her story—one adventure, one friendship, and one big dream at a time. ----- more to Life than money - Real people, real stories, and real conversations about wealth and abundance with your host, JW Rayhons, Financial Advisor - [email protected]. Guests are not affiliated with or registered with Cetera Wealth Services, LLC. Any information provided by guests is in no way related to Cetera Wealth Services, LLC or its registered representatives. Unless otherwise noted as a representative of Cetera Wealth Services, LLC. The opinions contained in this material are those of the author, and not a recommendation or solicitation to buy or sell investment products. This information is from sources believed to be reliable, but Cetera Wealth Services, LLC cannot guarantee or represent that it is accurate or complete.  Securities offered through Cetera Wealth Services, LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA/SIPC. Cetera is under separate ownership from any other named entity. CA Insurance License #0M15552. 313 N Gilbert Rd, Ste 200, Gilbert, AZ 85234