Mortgage Interest Rates Impacted by Latest FED Policy Explained | EP201 episode artwork

EPISODE · Dec 22, 2025 · 26 MIN

Mortgage Interest Rates Impacted by Latest FED Policy Explained | EP201

from The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates · host Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠📩 Have questions about your situation? Shoot us an email: ⁠⁠⁠⁠⁠[email protected] Chair Powell just sent one of the clearest signals yet about where interest rates are headed and it could reshape mortgage rates in the 2026 housing market. In this episode, we break down the latest Fed policy, the dot plot, and why the market may be seeing something very different than the Fed itself. We’ll explain what “neutral rates” really mean, how inflation and employment factor in, and what this all signals for homebuyers and homeowners over the next 12–24 months. If you’re planning to buy, refinance, or wait, this is a conversation you can’t afford to miss.Ready To Become A Homeowner? Start HereJoin Rate Watch – we’ll watch rates for youEmail: [email protected] with Us 👇Jeb SmithHuntington Beach Realtor / Orange County Real EstateDRE #01407449Real Broker Josh LewisHuntington Beach Certified Mortgage ExpertDRE #01209148Buywise MortgageMobile: 714-916-5727

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠📩 Have questions about your situation? Shoot us an email: ⁠⁠⁠⁠⁠[email protected] Chair Powell just sent one of the clearest signals yet about where interest rates are headed and it could reshape mortgage rates in the 2026 housing market. In this episode, we break down the latest Fed policy, the dot plot, and why the market may be seeing something very different than the Fed itself. We’ll explain what “neutral rates” really mean, how inflation and employment factor in, and what this all signals for homebuyers and homeowners over the next 12–24 months. If you’re planning to buy, refinance, or wait, this is a conversation you can’t afford to miss.Ready To Become A Homeowner? Start HereJoin Rate Watch – we’ll watch rates for youEmail: [email protected] with Us 👇Jeb SmithHuntington Beach Realtor / Orange County Real EstateDRE #01407449Real Broker Josh LewisHuntington Beach Certified Mortgage ExpertDRE #01209148Buywise MortgageMobile: 714-916-5727

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Mortgage Interest Rates Impacted by Latest FED Policy Explained | EP201

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This episode was published on December 22, 2025.

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✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠📩 Have questions about your situation? Shoot us an email: ⁠⁠⁠⁠⁠[email protected] Chair Powell just sent one of the clearest...

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