EPISODE · Apr 15, 2026 · 27 MIN
Mortgage Made Simple: A 4-Part Series with Brandon Ferguson
from Coffee, Keys, & Clarity · host Keri Gilles
In Episode 3, Keri Gilles (Haus Realty & Management) and Brandon Ferguson (Synergy One Lending) cut through the noise around interest rates. You’ll learn what actually influences rates, how rate locks work, and how to focus on the things you can control, like credit, budget, and loan strategy. Plus, Keri shares how strong negotiation, pricing, and concessions can help buyers stay smart even when the market shifts.
What this episode covers
In Episode 3, Keri Gilles (Haus Realty & Management) and Brandon Ferguson (Synergy One Lending) cut through the noise around interest rates. You’ll learn what actually influences rates, how rate locks work, and how to focus on the things you can control, like credit, budget, and loan strategy. Plus, Keri shares how strong negotiation, pricing, and concessions can help buyers stay smart even when the market shifts.
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Mortgage Made Simple: A 4-Part Series with Brandon Ferguson
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