Mutual Fund Masterclass: What 99% Investors Don’t Know | Kushal Lodha #297

In this power-packed episode of Konversation with Kushal, Kushal Lodha sits down with Mr. Kaustubh Belapurkar, Director – Fund Research at Morningstar, to decode mutual fund investing from first principles. From why 75% of investors chase short-term performance… to the shocking “Mind the Gap” study where investors earn far less than the funds they invest in… this conversation breaks down everything you must know before putting money into mutual funds. Risk vs ability to take risk, SIP vs lump sum, index vs active, small cap crashes, sector fund traps, capture ratios, expense ratios, direct vs regular, and how to actually pick the right fund — it’s all covered with data, clarity and zero noise.If you are exploring mutual funds and want to avoid costly mistakes, this is the only video you need to watch. No hype. No blind stock tips. Just clear frameworks, hard numbers and decades of research distilled into actionable insights. Whether you're a beginner or already investing, this episode will fundamentally change how you think about returns, risk and investor behaviour.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy