My Story: Builder to Broker

Before finance and broking, I was working in construction on high-end renovations across Sydney. During one project in Vaucluse, I watched a client turn an $11 million purchase and a $4.5 million renovation into a $21 million sale in less than two years. Seeing that kind of wealth created through property completely changed how I thought about money and long-term financial security.In this first episode of The Property Mindset, I share the story of how that moment pushed me to buy my first investment property at 20, continue investing while running a building business, and eventually transition into mortgage broking.I’m joined by Julian Nicolitsis from Prop Moves, who flips the script and interviews me about my journey, how construction shaped my perspective on property, and why finance is often the backbone of successful property decisions.We also discuss the difference between transactional brokers and strategic brokers, why communication and proactive advice matter, and the types of clients I typically work with.To finish, I break down three of the most common property mistakes I see people make:• Upsizing their home without selling their existing property• Over-leveraging their first purchase and limiting future options• Small business owners reducing taxable income so much that it damages their borrowing capacityThis episode sets the foundation for the podcast and explains why getting the financial foundations right often matters far more than chasing the next opportunity.Connect with me here: https://shorefinancial.com.au/matthewcurle Hosted on Acast. See acast.com/privacy for more information.