New Federal Rule to Impact Cash Real Estate Transactions

If you work in real estate, there’s a major change coming that you’ll want to know about especially if your clients buy or sell with cash. Beginning March 1, 2026, new federal reporting requirements from the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) are expected to take effect, impacting certain real estate transactions involving trusts, LLCs, and corporations.In this episode, Brenda Johnson-Nicholson, an escrow officer at Title One, explains what these upcoming requirements could mean for Realtors, and their clients. While these updates are designed to increase transparency and prevent financial crimes, they may also change the documentation process for some cash purchases.Brenda outlines what information may need to be collected, why the changes are being implemented, and how they could affect the flow and timing of a closing. She also shares practical advice for how agents can prepare their clients in advance especially those purchasing property through an entity.This conversation is designed to help Realtors stay informed and proactive as regulations evolve.