One of The Best Ways To Up Your Credit Score episode artwork

EPISODE · Feb 12, 2026 · 1 MIN

One of The Best Ways To Up Your Credit Score

from Berger Points Broadcast · host Chris Berger

Well, good afternoon, everybody.My name’s Chris Berger, and it’s time for Berger Point.You know, people are very, very concerned about credit today.Everything’s credit.Well, if you want to raise your credit score, a simple trick to do is keep your purchases on the credit card 20% of what you can maximum spend on the credit card.What do I mean by that?Okay, here’s an example.$5,000 is your credit limit.If you keep that card at 20% of your credit limit, which is $1,000, your credit score will start to go up.So, if you keep it below 20%, your credit will go up.It’s a simple trick. It’s simple math. Follow it.And of course, once you get a chance to start paying down those credit cards, that’s even better.Keep it below 20%. And that’s my point.And today, I’m wearing my Paul Anka hat. He was a little bit before my generation, in a sense, but we went to see him, and what a show he put on.He’s in his 80s, utterly spectacular, and incidentally, he wrote my way for Frank Sinatra. Be well.Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.comDownload my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

Well, good afternoon, everybody.My name’s Chris Berger, and it’s time for Berger Point.You know, people are very, very concerned about credit today.Everything’s credit.Well, if you want to raise your credit score, a simple trick to do is keep your purchases on the credit card 20% of what you can maximum spend on the credit card.What do I mean by that?Okay, here’s an example.$5,000 is your credit limit.If you keep that card at 20% of your credit limit, which is $1,000, your credit score will start to go up.So, if you keep it below 20%, your credit will go up.It’s a simple trick. It’s simple math. Follow it.And of course, once you get a chance to start paying down those credit cards, that’s even better.Keep it below 20%. And that’s my point.And today, I’m wearing my Paul Anka hat. He was a little bit before my generation, in a sense, but we went to see him, and what a show he put on.He’s in his 80s, utterly spectacular, and incidentally, he wrote my way for Frank Sinatra. Be well.Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.comDownload my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

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One of The Best Ways To Up Your Credit Score

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This episode is 1 minute long.

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This episode was published on February 12, 2026.

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Well, good afternoon, everybody.My name’s Chris Berger, and it’s time for Berger Point.You know, people are very, very concerned about credit today.Everything’s credit.Well, if you want to raise your credit score, a simple trick to do is keep your...

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