Our Financial Advisor Has Filed Bankruptcy Twice!

Roger you buddy every dollar out start by j twice and head into the writing about check and the question is well he fell by pressing in 2019 with his last one that was the second one and uh he said the sort of financial plan board wrote his right to use their certification mark and then he also was through for writing about check to a moving company recently and that was um and 2018 and so we already paid him a large fee to use financial planning and I guess my question is should this be a concern to us we have discussed this with him what did you say he says that we don't understand what it's like to run our own business um and just basically was you know he was very rude about it that his business would go on with a without us uh I'm leaving I don't care about the bankruptcy with your butt I don't want to work with you right and you know get to be rude about this yourself yourself you're defensive which means that yeah I've been sued and I've been broke sick but if you ask me about it I'll just tell you I almost really have to ask you what I mean I'll just tell you right I was really open with that if you're if that's part of your story that's what's informed you to this point he told us in the contract well I made him say that back to this because it disappeared after we signed it and we couldn't see our own copy so he sent it to me a couple weeks ago there was a link that we could click and small print about this I should pay this guy $1,500 okay we'll refund you or not hey you want I'm okay I'm okay I'm okay we're walking we're walking because we don't trust them just because it's attitude exactly it's not the thing it's the attitude okay okay okay let's say the moving company tore up 17 of his items and then they would then they wanted to you know and then he unpacked it and found a face that they were responsible for they don't want to refund him for the broken face so he stopped payment on the check they suit him that's a valid story right he also he told me that he didn't he settled that check so he didn't settle it or they wouldn't suit you yeah well it's the attitude it's like look hey if I were in your here's the proper way to ask you if I were in your she's I have these exact concerns I'm happy to tell you the details okay here's what happened in this situation and here's what happened in that situation and the bankruptcy was not you don't understand what's my question was I get some stupid but things I learned from it I'm not doing anymore the check was the moving company misbehaved and I used that as leverage and it got out of hand and they sued me but they had no basis to judge the way out he wanted to collect for the bad check I don't you see I'm saying that if you had gone that way then he would have redeemed his credibility he'd been smarter than what jay said instead of what was going on it's part of your story that's why that's fine that's what we felt I've been sued for things that I didn't do that they made up in an effort to try to basically use a course of black male me to settle with him I refuse to settle with him so that gets all in the news so you can look up their dreams he got sued but the basis of the lawsuit or zero didn't absolutely did not occur but it doesn't matter you can sue somebody for anything I'm sorry I don't mind telling you that that's happened okay but I still got you know if you want to be pissed at their friends he randomly you can find places on the internet that I don't know how to think I didn't do yeah well you know he's going to see the search I'm in your point in order to look with him yeah and I was like how can you do that he just sounds a little I don't I really don't like attitude I don't like that he's offensive he sounds like he's point in finger blaming it doesn't like it's gonna be a fun work environment you work with someone I think you should walk away and you already have to watch you already know the answer question yeah she well I should probably want to know there's some way she forced me to get money that I'm putting effort into it I just move on I don't think you're gonna turn him into not being a jerk yeah I think he's already got that one now well if he hasn't any work for them yet in that capacity I feel like a good person would say hey you didn't know this you know this you're not a good person those some customers are more trouble than there were and I'm her and I disagree with her I mean I'm not a good person she's more trouble she's worth it yeah go away even if I'm not a good person it's worth it just to get rid of absolutely no we fire customer around in this place or so often like you can't call here and cuss it out people we don't allow you to do that we give you money back they go away you know it's all right I don't know put it with your junk the some customer service people in America their whole job is to get cuss that by rage a haul it's horrible and we don't our customers we want to listen and just don't know yeah wait wait wait we don't talk like that here you know I don't know it just call somewhere else and be pissed off take your money and you're gonna use your hands when you need it you know let's move on right but yeah I mean it's even if you're on the other side of it it's worth it to get rid of them and I don't think it comes out of the chemistry of the yeah the sad thing is that now she's questioning all financial people our planners yeah we're not sure if they want you know smartness approach it down with you they don't charge you a thing to make a commission off of selling your mutual fund for your raw IRA or kids college fund and they don't make anything unless they sell you something so people are also back about that but they're the good ones they're good with the hard of teacher that's why we end up smartness approach we don't have any fee based financial planners in our system yeah they're not from fees not because I'm out of them they just don't like us because I'm going to be sure yeah and you know because here's the thing in the financial world it's part of this in the point of fact we call the fiduciary and you see there's one company running and they're lying about it on a TV ad or a football last three weekends can't think what's called the green sign in the background like we are fiduciaries we have fiduciaries we don't make anything unless you make something we have fiduciaries the word fiduciary means a person of trust can you trust someone that gets a commission yes if they're trustworthy all real estate agents are commission based fiduciaries and they just they just they just because you get paid when they make a sale doesn't mean you can't have integrity that's absurd so that's the financial world right now