President Trump Is Restoring the American Dream

This article outlines the Trump Administration’s efforts and reported successes in improving housing affordability and homeownership since the President returned to office. The administration credits its "whole-of-government approach" with lowering borrowing costs and increasing market confidence.Key economic indicators highlighted include:Lower Mortgage Rates: Rates have reached their lowest levels since 2022, leading to a 132% surge in mortgage refinance applications and a four-year high in affordability.Falling Rents: Apartment rents have reportedly declined for six consecutive months, hitting a four-year low.Increased Activity: Home purchase applications are up nearly 10% over last year, and housing starts have reached a five-month high.Buyer Advantages: In 2025, 62% of homebuyers purchased properties below the original listing price.Specific policy actions taken by the administration include:Direct Market Intervention: Directed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities to further lower borrowing costs.Institutional Investor Ban: Took executive action to prohibit large institutional investors from purchasing single-family homes to preserve inventory for individual families.Citizenship Requirements: Barred illegal aliens from accessing taxpayer-backed mortgages to ensure resources are reserved for U.S. citizens.Deregulation: Eliminated the "Affirmatively Furthering Fair Housing" (AFFH) rule, which the administration characterized as a burdensome regulation that hindered local housing decisions.The administration characterizes these moves as essential steps toward restoring the "American Dream" of homeownership for all families.