Raising Debt? Do This First.

Thinking about raising debt finance for growth, refinancing, acquisitions or working capital?In this episode of The Fractional CFO Show, Adam Cooper speaks with Steve Cockell, Founder of Obica Business Funding and experienced commercial debt advisor, about how the SME funding landscape has changed, and what founders must do before approaching lenders.They discuss:The decline of traditional relationship bankingThe SME funding gap between £500k - £2mInvoice finance vs unsecured cash flow lending vs asset-backed facilitiesHow to craft a compelling funding narrativeWhen to use a debt advisorWhat lenders really look for in today’s credit environmentIf you’re planning business growth and want to use debt finance strategically, this episode will help you approach funding with clarity and confidence.