This is the Ramsey Call of the Day part of the Ramsey Network Joining me today is Ramsey personality Rachel Cruz when the Ramsey family gathers Rachel Cruz is known among the family as our resident Conspiracy theory expert. This is true. She is also our resident gambler And she is also our resident reality show expert. This is true, and All three things most of us don't care about but Rachel brings us up today don't all of them This is true, and I love but I will read and I always This is better than playing craps.
This is better than reality show. I'm gonna redeem mine into like I read to love books I read about three months. Oh, there's that but yes reality TV. So I was watching a Show that I just binged because I love season one of it season two came out.
Love is blind Is blind yes, it's on Netflix on Netflix. So you so I totally show on Netflix. Yeah, so they start talking about money That's why we're gonna talk about it here in a second, but I mentioned it to James and Dave I was like hey if we want to do a fun segment This is a great one because they were literally talking about like 401 K's and it's funny and cringeworthy all of it Yeah, I don't know. Are they blind?
I don't get it. I don't get it. How does this work? What is the premise of this what is the premise of this deep show?
Are you ready? You're gonna die? You're absolutely gonna die. So they have men on one side women on the other and they have these things called pods So there's these rooms so they can enter in at this opposite ends But there's a wall in between so you can't see them But you can talk it's like a paper thin wall so you can talk to them You can't see them and so the minimum will switch to three different pods to meet different people and start these conversations and then naturally of course you kind of chemistry with one over the other so you Meet them back in the pod to talk more so you never having seen them.
Yeah, so you have like four days So this is kind of like a rat in a wheel get a rat rat in a maze So then series of rats in the main so then you fall in love just through the paper wall through the paper wall And and I know you were just stay with me so it gets worse get ready So then if you propose then you finally get to see each other you propose the person accepts or doesn't accept Then you then they meet each other okay, so then they see each other for a time So whoever does the proposal then they take them to Mexico for like another two to three days And then from there if the relationship continues to go then they take on to Chicago and they live in an apartment together for like three days Because in the wedding is that Saturday so everything's within like Two and a half weeks like it's really fast. It's great entertainment. So the clip. I know I know you're gonna die I know it's so this is so dysfunctional.
It's so good. It's not good at all. There's nothing Chicago is not good It's getting married to someone you've never met is not good. They've met.
They've not seen each other So anyways the clip that came up were of two of the people and they're in their apartment in Chicago and they start talking about to get married Yes, yes, so let's so they're in love for thirty five seconds now through the paper wall hundred percent Shane and I know you are you actually spent your time You can't know hours of your life. You will never get back on this crap I know but you start to but you start to like know the people know the back story. I need the families and you're just You're not happy. You're just committed.
You're committed. No people that would do stuff like this. You're committed. So anyway, we ought to be committed Here is Oh my gosh, Catherine.
It was listening. That was online was blind. I am with you Dave. It's not but I never heard of it I know that was the best part.
I'm like I can tell you until on air so you can just trash it. Yeah, I in your seat Oh, okay, so here's a clip of them talking. Are you are you prepared for this? I'm ready.
I'm ready. Here we go I feel like we definitely need a two bedroom But I think we should think about buying for first place only because like I'm like prepared for it financially So I mean, yeah, I need to sit down and like look at our finances I don't do that at all really which is kind of fine not smart I mean do you spend a lot on going out and like I was there things like that where I spent my money is on food Oh my god over the price of dollars a month. Okay, Shane We can't do that anymore. We need to be like really aligned on like numbers and like what are our financial milestones and like how much do we want in our 401k?
401k's I don't believe in 401k. I don't believe in 401k. I don't believe in it. I take risks a while with that kind of stuff so I guess that's where we are a little different like I take like taking risks We can't just live a normal life, but we just buy a house and put money on 401k's That's just just we can't live a normal life and just buy a house and put money on And we have this we have we're airing this to 20 million people on our show.
Why? I know because I thought I thought I'm not laughing at him. I'm saying here is the reality Here's the reality and the get rich quick idea. So when I was hearing from him as I thought oh no Shane No, he says he doesn't believe in 401k's But there's the reality of the get rich quick right everything that we've talked about I feel like recently on even the building wealth of it all of it is like there is this need and this desire and this excitement for A percentage of the population that they're like I don't want to just be safe I want to go and do something crazy because if I do something crazy and I take risks it's gonna pay off And the danger in that no, it's dangerous.
I'm just I like to ascribe when someone's making that argument. I like to ascribe 25 years more emotional maturity to that person than that guy has that guy's like four years old I mean that he's just I spent $2,000 on food and I don't believe in saving money. I'm just gonna get he's really not a bright young man But well Shane I mean not in the financial space and maybe not the romantic space either Anyways, I thought I was just thinking her dad is watching this going well. They didn't get married They got to the altar and she said no, she said no, so probably for a lot of reasons, but but it's a yeah But anyways, I saw that and I thought man that's so here's the thing There's a couple things we talk about this in building wealth that drive people to get rich quick.
Okay. One is fear and one is great Yes, okay, and in Shane's case, it's I think it probably falls in I'm guessing here But it sounds like it falls in the green right because he wants something for nothing Yes, he doesn't want to pay a price to win no discipline seems pleasant at the time But it yields a harvest of righteousness you live like no one else later you get to live and give like no one else Children do what feels good adults devise a plan and follow it one definition of maturity is learning to delay pleasure and that's why my brain is melting down watching this good-looking young man who has the emotional maturity of a four-year-old and You know, he's just a disaster and and Sadly, I know him. I mean, I don't know him But I mean I well there's a I'm an o-fart But I used to hang out with people that did that and I I was always the nerd that was forward-looking So I even when those were my friends in college or sitting around and that guy sitting beside you telling you the same stupid stuff You know, I'm always looking at the guy even back then going you're not gonna turn out well for you Well, and I think the the sad thing is is that the predictability and the stability of the quote-unquote 401k or pay for House all that right that it feels boring and it's not exciting and there's nothing It's just the only one that works So I'm just saying to him like it's just said that we've gotten to a culture that things that do work and that do take time And that delay gratification all that like it's not it's not celebrated like it's not you know I mean for some people for some people. I guess it fits into a culture though.
We're sure like that's popular. Oh, yeah I mean the culture is failing The culture is failing the end is near the end is near when you just go. Oh, it's blind. She's It's me.
It's like we're these people when they came up with a show concept And then they then they go to Chicago what Chicago telling you what the show is about. I know I'm not endorsing the lifestyle Just saying yeah, that's what it is. Yeah, but you watched it all. Oh every episode every episode Thanks for tuning in to the Ramsey call of the day to check out all of our podcast just search Ramsey Network on Apple Podcast Spotify or wherever you listen