RMDs Explained: What the IRS Doesn’t Want You to Miss

Turning 73 may come with more than candles—it can trigger tax rules that reshape your retirement income. In this episode of The Florida Retirement Podcast, Murrell Winter breaks down Required Minimum Distributions (RMDs), explaining why they exist and how they impact taxes, Medicare costs, and long-term planning. He discusses what happens if you miss a distribution, how inherited accounts create unexpected tax consequences, and why tax diversification matters earlier than most expect. The conversation also explores strategies like Roth conversions and charitable distributions that can influence how and when taxes are paid. Ready to build your retirement plan? Click here to connect with Murrell and the team today! Follow us on social media: Facebook | InstagramSee omnystudio.com/listener for privacy information.