S3E12: The NIL Era, AI Takeover & NFL Wild Card Picks — w/ Janelle Fitzgerald

In this wide-ranging episode of The Money Line, the crew kicks off 2026 with a deep dive into the rise of artificial intelligence, automation, and how it's shaking up everything—from Taco Bell drive-thrus to the legal field. From funny stories to real fears, David, Vince, Ray, and Luan debate where this tech is heading… and whether robots will be writing demand letters in the near future.Then, they’re joined by Janelle Fitzgerald, former D1 volleyball athlete and Director of Athlete Development at The Link, for a powerhouse conversation on NIL (Name, Image & Likeness). Janelle breaks down the truth about how student-athletes get paid, what’s changing in college sports, and why businesses are pivoting to smarter, more compliant ways to support athletes without just “cutting a check.”Of course, it wouldn’t be The Money Line without NFL and NCAA football picks—with plenty of heated banter, underdog predictions, and strong opinions on who’s making a run in the playoffs.Whether you’re navigating NIL deals, watching the rise of AI, or betting on the Texans this weekend, this episode brings the insight, the laughs, and the real talk.