S4 E2: The Retirement Countdown: 12 Months Out

In this episode of The Retireable Podcast, Mike Wallace and John Sauger tackle a big question: what should you actually be doing if you plan to retire in the next 12 months? From lingering winter colds to lingering retirement worries, the conversation walks through the real-life decisions that come up as the countdown begins. They break down the key pillars of retirement readiness—income planning, Social Security timing, healthcare gaps before Medicare, tax strategy, and why a written plan matters more than a rough guess. They also explore the emotional side of retirement. What will your lifestyle look like? Are you prepared for the “no-go” years? And why do even financially secure retirees still worry about income? In this week’s Holistic Happening, Mike shares a timely story of a couple whose retirement timeline suddenly changed due to health concerns—highlighting why having a flexible, adaptable plan can bring peace of mind when life pivots. If you’re within a year of retiring—or even thinking about it—this episode is your practical roadmap for turning “someday” into a confident plan.