Safe, Legal, and Ethical Creative Finance with Caleb Christopher episode artwork

EPISODE · May 12, 2026 · 37 MIN

Safe, Legal, and Ethical Creative Finance with Caleb Christopher

from Beyond the Listing · host Pam Flitton

Are you waiting to buy real estate, or are you buying real estate and waiting? In this episode of Beyond the Listing, host Pam Flitton sits down with Caleb Christopher, a former prison guard and cybersecurity expert turned real estate investor and title company founder. Featured in Pace Morby’s BiggerPockets book Wealth Without Cash, Caleb shares how he transitioned from an "accidental landlord" into a master of creative finance.Caleb breaks down the exact strategies he uses to negotiate Subject-To (SubTo) deals, why he actively disqualifies sellers to find the right fit, and how his company, Creative TC, is changing the game by ensuring creative transactions are safe, legal, and ethical. He also shares brilliant tips for new investors, including his "Google Maps hack" for buying in the path of progress and how to leverage low-interest consumer loans to build a massive rental portfolio.🎧 Hosted by: Pam Flitton🎤 Featuring: Caleb Christopher, Real Estate Investor & Founder of Creative TCCaleb Christopher is a creative finance real estate specialist featured in Pace Morby’s BiggerPockets book Wealth Without Cash. With a background in law enforcement and cybersecurity, he focuses on risk management and ethical deal structuring. Caleb is the founder of Creative TC, DOS Guard, and Creative Title, where he specializes in closing complex real estate transactions.💡 What You’ll Learn in This Episode:✔️ The Google Maps Hack: How to use the "green and brown" areas on Google Maps to buy in the highly profitable path of progress.✔️ Mastering the Sales Call: Why aggressively disqualifying options is the best way to pitch creative finance.✔️ Safe, Legal, and Ethical SubTo: A transparent look at the due-on-sale clause and how to properly structure deals.✔️ Wraparound Mortgages: How to turn a low-interest primary loan into pure cash flow.✔️ The House Hacking Blueprint: Why buying a new primary residence every 1–2 years is the ultimate strategy.📇 Connect with Caleb Christopher:🌐 Website → https://calebchristopher.io/📘 Facebook → https://www.facebook.com/FCalebChristopher📷 Instagram → https://www.instagram.com/fcalebchristopher🔗 LinkedIn → https://www.linkedin.com/in/calebchristopher/🎙 Follow Pam Flitton:🌐 Website → http://www.platinumpropertygroup.net/📘 Facebook → https://www.facebook.com/pflitton📷 Instagram → https://www.instagram.com/flittonpam/🔗 LinkedIn → https://www.linkedin.com/in/pamflitton/🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! ⭐ Produced by Icons of Real Estate - https://iconsofrealestate.com/

Are you waiting to buy real estate, or are you buying real estate and waiting? In this episode of Beyond the Listing, host Pam Flitton sits down with Caleb Christopher, a former prison guard and cybersecurity expert turned real estate investor and title company founder. Featured in Pace Morby’s BiggerPockets book Wealth Without Cash, Caleb shares how he transitioned from an "accidental landlord" into a master of creative finance.Caleb breaks down the exact strategies he uses to negotiate Subject-To (SubTo) deals, why he actively disqualifies sellers to find the right fit, and how his company, Creative TC, is changing the game by ensuring creative transactions are safe, legal, and ethical. He also shares brilliant tips for new investors, including his "Google Maps hack" for buying in the path of progress and how to leverage low-interest consumer loans to build a massive rental portfolio.🎧 Hosted by: Pam Flitton🎤 Featuring: Caleb Christopher, Real Estate Investor & Founder of Creative TCCaleb Christopher is a creative finance real estate specialist featured in Pace Morby’s BiggerPockets book Wealth Without Cash. With a background in law enforcement and cybersecurity, he focuses on risk management and ethical deal structuring. Caleb is the founder of Creative TC, DOS Guard, and Creative Title, where he specializes in closing complex real estate transactions.💡 What You’ll Learn in This Episode:✔️ The Google Maps Hack: How to use the "green and brown" areas on Google Maps to buy in the highly profitable path of progress.✔️ Mastering the Sales Call: Why aggressively disqualifying options is the best way to pitch creative finance.✔️ Safe, Legal, and Ethical SubTo: A transparent look at the due-on-sale clause and how to properly structure deals.✔️ Wraparound Mortgages: How to turn a low-interest primary loan into pure cash flow.✔️ The House Hacking Blueprint: Why buying a new primary residence every 1–2 years is the ultimate strategy.📇 Connect with Caleb Christopher:🌐 Website → https://calebchristopher.io/📘 Facebook → https://www.facebook.com/FCalebChristopher📷 Instagram → https://www.instagram.com/fcalebchristopher🔗 LinkedIn → https://www.linkedin.com/in/calebchristopher/🎙 Follow Pam Flitton:🌐 Website → http://www.platinumpropertygroup.net/📘 Facebook → https://www.facebook.com/pflitton📷 Instagram → https://www.instagram.com/flittonpam/🔗 LinkedIn → https://www.linkedin.com/in/pamflitton/🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! ⭐ Produced by Icons of Real Estate - https://iconsofrealestate.com/

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Safe, Legal, and Ethical Creative Finance with Caleb Christopher

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This episode was published on May 12, 2026.

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Are you waiting to buy real estate, or are you buying real estate and waiting? In this episode of Beyond the Listing, host Pam Flitton sits down with Caleb Christopher, a former prison guard and cybersecurity expert turned real estate investor and...

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