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SBA Opens the MCA Refi Door, Late Payments Bite Harder, and Merchants Fight the Swipe Fee Deal episode artwork

EPISODE · May 19, 2026 · 4 MIN

SBA Opens the MCA Refi Door, Late Payments Bite Harder, and Merchants Fight the Swipe Fee Deal

from Main Street Briefing · host MainStreet Media

The SBA quietly reversed a rule and now allows small business owners holding merchant cash advances at triple-digit effective rates to refinance into 7(a) loans — Senate Democrats call it a green light for predatory lending. Bluevine's February 2026 survey shows nearly 3 in 10 owners delayed paying themselves because customers paid late, and 1 in 6 missed or nearly missed payroll. And small business groups are asking a federal judge to throw out the $200B Visa-Mastercard swipe fee settlement. Three stories, five minutes, done.

What this episode covers

The SBA quietly reversed a rule and now allows small business owners holding merchant cash advances at triple-digit effective rates to refinance into 7(a) loans — Senate Democrats call it a green light for predatory lending. Bluevine's February 2026 survey shows nearly 3 in 10 owners delayed paying themselves because customers paid late, and 1 in 6 missed or nearly missed payroll. And small business groups are asking a federal judge to throw out the $200B Visa-Mastercard swipe fee settlement. Three stories, five minutes, done.

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SBA Opens the MCA Refi Door, Late Payments Bite Harder, and Merchants Fight the Swipe Fee Deal

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Frequently Asked Questions

How long is this episode of Main Street Briefing?

This episode is 4 minutes long.

When was this Main Street Briefing episode published?

This episode was published on May 19, 2026.

What is this episode about?

The SBA quietly reversed a rule and now allows small business owners holding merchant cash advances at triple-digit effective rates to refinance into 7(a) loans — Senate Democrats call it a green light for predatory lending. Bluevine's February 2026...

Can I download this Main Street Briefing episode?

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