Season 13, Episode 154: Guest: Bill Mervin: Evolve Or Exit

“History is a record of effects, the vast majority of which nobody intended to produce.” - Joseph SchumpeterBill Mervin is the leader of the Bill Mervin Mortgage Team and he's back on the show today and we're talking about mortgages and smart business practices.  Bill and Jay get into the fact that opportunity will always exist as long as the markets exist, not to be overly reliant on one part of your business as you may need to adapt on the fly as circumstances change, and making sure that the people you have around you are proficient enough to help you deal with changes as they come.  Bill is a consummate professional and we're very lucky to have him on this episode of The Culture Matters Podcast.