Should You Buy a Home in 2025? Mortgage Rates, Down Payment Assistance & New Buyer Agent Rules Explained

Is now the right time to buy a home, or should you wait for interest rates to drop? With home prices rising and new buyer agent commission rules in place, it’s more important than ever to understand the real estate market in 2025 before making a move.In this episode, mortgage expert Alex Luboff (NMLSR 143925) breaks down:Home prices vs. mortgage rates – Which one has a greater impact on affordabilityLow-down-payment mortgage options and down payment assistance programs for first-time buyersFinancial pitfalls of waiting for rates and/or prices to dropRenting versus Buying New rules for buyer agent compensation and what they mean for homebuyersPlus, we discuss whether another 2008-style housing crash is possible.Listen now to get the insights you need before making your next real estate move.Have a real estate question? Send a direct message on Instagram @YourMomInRealEstate, or leave a review with your question—it may be answered in a future episode.Subscribe and leave a review to stay updated on the latest real estate trends.Disclaimer: https://bit.ly/4hox0gaAlex Luboff: https://www.phmloans.com/mortgageconsultant/alexluboffSuzy IG: https://bit.ly/3FGf0Ri