Smart Moves for Debt Health and Wealth

Got credit card debt drowning you at 27% interest? Swap it for a home equity loan at 9%—but read the fine print first. Social Security? Claim at 62 and lose 25% forever, wait until 70 for an 8% annual boost, or go early if health forces you to work part-time. Umbrella insurance? Worth the cost for extra liability coverage, even if it bumps up your auto/home premiums. Stuck with savings bonds from a relative? TreasuryDirect.gov is your official fix. Late 30s with a mortgage? Invest or pay it off early—only if you’ve got an emergency fund, maxed retirement, and zero consumer debt. Support the show:Get a discount at https://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/9d48d880019b0ca6