EPISODE · Jan 15, 2026 · 27 MIN
SMSF Property, Explained: Rules, Lending & Strategy (with Gareth Croy)
from The Buy-In · host Sevenfold Property Group
Why do so many SMSFs buy property - and what are the rules you can’t afford to miss? Trent and Simon continue the SMSF series with Gareth Croy (Your Future Strategy), diving into how property fits inside super, from growth math to borrowing structures and compliance traps.Topics Covered:Why property in super: leverage, compounding growth, and tax-free gains in pension phaseDiversification & liquidity: not putting all eggs in one basket, smoothing returns, cash buffersWhat’s allowed: repairs vs improvements, Related-party rules: no private use/letting; commercial property exceptions on market termsConnect with Trent & Simon:Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/Gareth Croy: https://www.linkedin.com/in/garethcroy/ Get In Touch:Instagram: https://www.instagram.com/sevenfoldproperty/LinkedIn: https://www.linkedin.com/company/sevenfoldpropertyYouTube: https://www.youtube.com/@SevenfoldPropertyGroupEmail: [email protected] Learn more:Sevenfold Property: https://www.sevenfoldproperty.com.au/Your Future Strategy: https://yourfuturestrategy.com.au/Want to get involved? Reach out to us on Instagram: https://www.instagram.com/sevenfoldproperty/ Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/
What this episode covers
Why do so many SMSFs buy property - and what are the rules you can’t afford to miss? Trent and Simon continue the SMSF series with Gareth Croy (Your Future Strategy), diving into how property fits inside super, from growth math to borrowing structures and compliance traps.Topics Covered:Why property in super: leverage, compounding growth, and tax-free gains in pension phaseDiversification & liquidity: not putting all eggs in one basket, smoothing returns, cash buffersWhat’s allowed: repairs vs improvements, Related-party rules: no private use/letting; commercial property exceptions on market termsConnect with Trent & Simon:Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/Gareth Croy: https://www.linkedin.com/in/garethcroy/ Get In Touch:Instagram: https://www.instagram.com/sevenfoldproperty/LinkedIn: https://www.linkedin.com/company/sevenfoldpropertyYouTube: https://www.youtube.com/@SevenfoldPropertyGroupEmail: [email protected] Learn more:Sevenfold Property: https://www.sevenfoldproperty.com.au/Your Future Strategy: https://yourfuturestrategy.com.au/Want to get involved? Reach out to us on Instagram: https://www.instagram.com/sevenfoldproperty/ Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/
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SMSF Property, Explained: Rules, Lending & Strategy (with Gareth Croy)
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