EPISODE · Jul 6, 2026 · 15 MIN
The Deposit Gift Mistake That Ends Up In Court⎟Ep. 2490
from The Property Academy Podcast · host Opes Partners
Mum and Dad want to help with your deposit. Simple... right?In this episode, Ed and Andrew explain how gifted deposits actually work, why the paperwork matters more than most families realise, and the costly mistakes that have landed real Kiwi families in court. You'll learn:The difference between gifting and lending a deposit What banks need to see before they'll approve a gifted deposit 4 real Kiwi cases where a gifted deposit ended up in courtHelping someone buy a home is generous. Getting the structure wrong can be expensive.And if you want to talk to one of our mortgage advisers, just reach out to Opes Mortgages for a free meeting.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What this episode covers
Mum and Dad want to help with your deposit. Simple... right?In this episode, Ed and Andrew explain how gifted deposits actually work, why the paperwork matters more than most families realise, and the costly mistakes that have landed real Kiwi families in court. You'll learn:The difference between gifting and lending a deposit What banks need to see before they'll approve a gifted deposit 4 real Kiwi cases where a gifted deposit ended up in courtHelping someone buy a home is generous. Getting the structure wrong can be expensive.And if you want to talk to one of our mortgage advisers, just reach out to Opes Mortgages for a free meeting.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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The Deposit Gift Mistake That Ends Up In Court⎟Ep. 2490
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