The First Financial Decisions After Loss: What Matters Most

Money decisions are never purely logical—especially after loss. In this thoughtful episode, Catherine Magaña and Rachel Ivanovich explore the emotional side of financial decision-making after losing a spouse, and why even simple choices can suddenly feel overwhelming. They unpack something many widows experience but rarely hear explained: grief literally changes how the brain processes information, often creating brain fog, fear, and uncertainty about making the "right" financial choices. That's why patience—and the right support system—matters more than rushing into big decisions. In this conversation, you'll learn: Why major financial decisions should often wait 6–12 months after loss The hidden tax planning opportunities many widows overlook in the year a spouse passes Why confidence with money doesn't happen overnight—and how to rebuild it The importance of creating a trusted advisory team so you're not navigating everything alone How shifting from fear-based decisions to values-based planning can help shape the next chapter of life Plus, Catherine and Rachel share insights from their recent Her Financial Year workshop, where women explored money mindset, values, and even created financial vision boards for the future. Because even after life changes dramatically, clarity, confidence, and a meaningful financial future are still possible. Date Recorded: 2/26/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700