The Hidden Lending Traps in Property Investing

Not all investment properties are created equal and neither are the lending rules behind them.In the first episode of 2026, Trent and Simon unpack the different types of property investments that fall outside the “standard” house or townhouse and what you need to know before jumping in.From studio apartments and dual key setups to NDIS properties, rooming accommodation, rural lifestyle blocks, land banking, Airbnb and more, this episode dives into how lenders assess these specialised securities, where deposits can increase, why borrowing options narrow and the risks many investors do not consider.If you are tempted by high yields or trending strategies, this is a must listen before you commit.Topics Covered:Studio apartments under 40sqm and why lenders reduce LVRs and limit optionsDual key properties, specialised security and cross collateralisation trapsNDIS investments, lender appetite, policy risk and resale pool concernsRooming accommodation or HMO, multi tenant servicing treatment and due diligenceRural and lifestyle properties and why some major banks are more flexible than othersPostcode and high rise restrictions and how lender exposure limits workLand banking and servicing challenges without rental incomeAirbnb and how lenders treat short term income plus regulatory risks to watchConnect with Trent & Simon:Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/Get in touch:Instagram: https://www.instagram.com/sevenfoldproperty/LinkedIn: https://www.linkedin.com/company/sevenfoldpropertyYouTube: https://www.youtube.com/@SevenfoldPropertyGroupEmail: [email protected] more:Sevenfold Property: https://www.sevenfoldproperty.com.au/Your Future Strategy: https://yourfuturestrategy.com.au/Disclaimer:https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/