EPISODE · Sep 4, 2025 · 10 MIN
The Latest Mortgage Rate Projections for 2026
from Smart Mortgage Show with Bill Litton
📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/ 📲 Text "LEND" to 21000 to schedule a free 15–minute consultation The Federal Reserve is expected to cut interest rates soon, but what does that mean for buyers, sellers, and homeowners? In this market update, we'll unpack the latest Fed projections, why economists expect a 25–50 basis point cut, and what that could mean for mortgage rates in 2025 and 2026. Plus, the latest forecasts are out for next year from the Mortgage Bankers Association, Fannie Mae, and the National Association of Realtors, all pointing to gradual rate declines towards late 2026. We'll give you the latest and discuss what it could mean for you. Here's what we discuss in this episode: 📉 Fed cuts expected – 25–50 bps reduction likely at September meeting. 📊 Forecasts aligned – MBA, Fannie Mae, NAR all predict rates for 2026. 🏠 Buyer impact – First-time buyers benefit most from lower rates. 🔄 Refinance window – Homeowners at 7% could see real savings if rates hit 6%. CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
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The Latest Mortgage Rate Projections for 2026
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