The Recession Signal Hidden in Consumer Credit Card Delinquencies

Episode 38 of Recession Watch with Fexingo dives into a leading indicator that is flashing red: consumer credit card delinquencies turning serious. Lucas and Luna break down how the transition from 30-day to 90-day late payments signals real financial strain among lower-income households, especially as the labor market shows pockets of strength. With the VIX spiking 34% in a week and the yield curve still positive but narrowing, they examine why banks are already tightening credit card standards and what the March 2026 Fed data reveals about the consumer credit cycle. This episode connects the dots between rising revolving debt, slowing wage growth, and the hidden risk in the real-time delinquency data that markets may be underestimating. If the last two recessions were preceded by a spike in serious delinquencies, this cycle's pattern is worth watching closely. #ConsumerCredit #CreditCardDebt #Delinquencies #RecessionSignal #EconomicIndicators #HouseholdDebt #FedData #RecessionWatch #LucasAndLuna #FexingoBusiness #BusinessPodcast #Economics #Macro #CreditCycle #WageGrowth #ConsumerSpending #VIX #YieldCurve Keep every episode free: buymeacoffee.com/fexingo