EPISODE · Jun 6, 2026 · 9 MIN
The SECURE Act 2.0 Student Loan 401k Match Strategy
from Retirement Planning with Fexingo: 401k, IRA, and Saving for Your Future · host Fexingo
In this episode of Retirement Planning with Fexingo, Lucas and Luna break down a little-known provision from the SECURE Act 2.0 that allows employers to make matching contributions to your 401k based on your student loan payments. They explain how this works, who qualifies, and why ignoring it could leave thousands of dollars on the table. Using a concrete example of a 30-year-old earning $60,000 with $40,000 in student debt, they show how this match can add over $100,000 to retirement savings by age 65. The hosts also discuss practical steps to check if your employer offers this benefit and what to do if they don't. A must-listen for anyone juggling student loans and retirement savings. #SECUREAct2.0 #StudentLoanMatch #401k #RetirementPlanning #EmployerMatch #StudentDebt #Finance #FexingoBusiness #BusinessPodcast #RetirementSavings #LoanRepayment #TaxAdvantaged #WealthBuilding #MillennialFinance #GenZFinance #HRBenefits #PersonalFinance #FiduciaryRules Keep every episode free: buymeacoffee.com/fexingo
What this episode covers
In this episode of Retirement Planning with Fexingo, Lucas and Luna break down a little-known provision from the SECURE Act 2.0 that allows employers to make matching contributions to your 401k based on your student loan payments. They explain how this works, who qualifies, and why ignoring it could leave thousands of dollars on the table. Using a concrete example of a 30-year-old earning $60,000 with $40,000 in student debt, they show how this match can add over $100,000 to retirement savings by age 65. The hosts also discuss practical steps to check if your employer offers this benefit and what to do if they don't. A must-listen for anyone juggling student loans and retirement savings. #SECUREAct2.0 #StudentLoanMatch #401k #RetirementPlanning #EmployerMatch #StudentDebt #Finance #FexingoBusiness #BusinessPodcast #RetirementSavings #LoanRepayment #TaxAdvantaged #WealthBuilding #MillennialFinance #GenZFinance #HRBenefits #PersonalFinance #FiduciaryRules Keep every episode free: buymeacoffee.com/fexingo
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The SECURE Act 2.0 Student Loan 401k Match Strategy
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