The Super-Score: How Open Banking is redefining financial identity

In this episode, Garri Galanter, chief executive officer of Salt Edge, Alina Beleuta, chief growth officer at Salt Edge, and Caroline Cope, head of business development, banking and finance at CRIF explore how Open Banking data and AI are reshaping traditional credit scoring. Through a real case study between Salt Edge and CRIF, they highlight how credit assessment is moving toward real-time adaptive models, a “super-score” that learns and evolves beyond historical, credit-only views. They shed light on how financial identity is being redefined for both lenders and consumers.