The "Top-Up SIP" Hack: Invest 50% LESS for the SAME Goal | Kushal Lodha #253

➡ Recommend A Guest For Our Podcast Here - https://forms.gle/eotmhzWMx6KpJQH86➡ Join This Group To Be Invited To Future Offline KwK Events in Mumbai: https://chat.whatsapp.com/F3MbHDPwTwC...In this full episode, I host Ajit Menon, CEO of PGIM India, who shares the incredible "roller-coaster" story of his career. He details how he navigated the 2018 DHFL crisis, which hit the day after he became CEO and caused an 80% drop in AUM, and how he rebuilt the firm from the ground up. He explains his core philosophies, from the "50 Gigs" concept to why the biggest retirement risk isn't a small corpus but having only "one skill."Ajit also reveals his personal financial habits, including why he's lived in 9 different rental houses and only buys second-hand luxury cars. He breaks down his "Three Bucket Theory" to make money last forever, his single favorite mutual fund category for all investors, and the one asset class that he believes captures all "human progress." He also shares unbelievable stories from the 90s, including how a "lucky number" helped him sell India's first mobile phones.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!