The Truth About How IUL Actually Grows

Indexed Universal Life is loved by some, hated by others, and misunderstood by almost everyone. In this episode, Greg pulls back the curtain on how IUL actually grows, past the hype, past the hate, and into the math that decides whether a policy pays off or disappoints.We break down floors, caps, participation rates, and spread rates with real numbers going back to 1989. You'll find out why a 55% par rate can quietly outperform a 10% cap, why every illustration you've ever seen is technically wrong, and how max-funded design turns a policy into a self-financing asset.Whether you own an IUL, you've been pitched one, or you sell them for a living, by the end of this episode, you'll understand IUL better than most agents selling it.