The Unsexy Essential: Protecting Your Small Business

In this episode, Erin and Ronnie kick off from their new studio — our first video episode on YouTube — and tackle a decidedly unsexy but critical topic: insurance for creative businesses. We demystify what you actually need depending on how you work — whether you’re a market stallholder, maker, workshop host, hairdresser or service provider. We chat about why insurance is about peace of mind, not fear. You’ll hear how to run a quick risk assessment, what public liability typically covers (and why $10m is standard at Aussie markets), when product liability matters (especially for food, children’s toys and skincare), and the role of contents/equipment cover, workers’ compensation, income protection and professional indemnity. We unpack one‑off event cover vs getting your own policy, why sole traders can be personally liable, how an insurance broker can save time, and the importance of updating cover as your business evolves. Plus, a nudge to review your policy today and a heartfelt shout‑out for this weeks Creative Business Spotlight. Creative Business Spotlight: Elia Balms and Blends Website: https://eliabalmsandblends.com.au/  Instagram: @eliabalmsandblends Facebook: Elia Balms and Blends