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Tips and Tricks to Maximise Your Home Loan (Without Refinancing or Stress)

EPISODE · Jan 12, 2026 · 50 MIN

Tips and Tricks to Maximise Your Home Loan (Without Refinancing or Stress)

from So you know - a Finance & Property podcast by UNO · host UNO Home Loans

Most homeowners treat their mortgage as “set and forget” - and that mindset can quietly cost you tens, even hundreds, of thousands of dollars.In this episode, Vincent Turner is joined by mortgage broker Jake de Ruyter to break down practical, real-world strategies to optimise your existing home loan without refinancing, buying another property, or taking on extra risk. They unpack loan structure, offsets, repayment frequency, smart credit card use, and small behavioural changes that can shave years off your loan and dramatically reduce interest.If you already have a mortgage, or are about to get one, this episode is packed with broker-backed insights you don’t want to miss.-------Check out Jake's UNO profile and book a call with him via this link - https://www.unohomeloans.com.au/brokers/jake-deruyter-mortgage-broker

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Tips and Tricks to Maximise Your Home Loan (Without Refinancing or Stress)

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