Trump’s $200B Mortgage Bond Move, Powell Probe & 10% Credit Card Cap — 2026 Housing Outlook

Is 2026 shaping up for lower mortgage rates… or major unintended consequences?In this episode, I break down the biggest policy moves and market signals shaping the next housing cycle — from the Trump administration’s proposed $200B purchase of mortgage-backed securities to the investigation into Fed Chair Jerome Powell, new ideas around using 401(k) and 529 funds for homebuying, and the controversial push to cap credit card interest rates at 10%.I explore how these moves could impact mortgage rates, affordability, inventory, consumer spending, and economic growth — and why markets are already pricing in volatility, opportunity, and risk.🧠 Topics We Cover:Trump’s $200B mortgage bond (MBS) plan and its impact on ratesHow this compares to COVID-era quantitative easingWhat the market is already pricing in for 2026The Jerome Powell investigation and Fed independence concernsUsing 401(k) and 529 funds to boost homeownershipInstitutional investors, inventory, and housing supply dynamicsThe proposed 10% credit card rate cap and its economic risksHow credit access, consumer spending, and GDP are connectedWhat falling rates could mean for buyers, refis, and home pricesWhy policy decisions often create unintended ripple effects👉 This episode connects the dots between politics, policy, and the bond market.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!