EPISODE · Oct 16, 2024 · 51 MIN
Want to Buy a Home in Miami? Then Watch This | The Mortgage Group
from A Day in Miami Show · host A Day in Miami
In this episode, we're joined by Brian Robaina, Manny Pozas, and Kevin Senamar from The Mortgage Group, offering their expertise on Miami's real estate and mortgage landscape. These industry veterans provide valuable insights for both homebuyers and investors. The discussion covers key topics including the unique challenges of Miami's mortgage market, broker vs. bank comparisons, common reasons for loan denials, and the impact of credit scores. They also address current market trends, FHA loans, condo associations, and the effects of Fed rates on mortgages. Whether you're a first-time buyer or seasoned investor, this episode delivers essential knowledge for navigating Miami's complex real estate environment. Enjoy! The Mortgage Group: Instagram: https://www.instagram.com/the.mortgage.group/ Brian Robaina: Instagram: https://www.instagram.com/theinkedmortgagebroker/ Kameron Senamar: Instagram: https://www.instagram.com/mortgages_by_kam/ Manny Pozas: Instagram: https://www.instagram.com/mortgagesbymanny/ Eduardo Moya: Instagram: https://www.instagram.com/mr_moya/ Follow Us! - A Day in Miami: Instagram: https://www.instagram.com/adayinmiami/ Listen on Spotify: https://open.spotify.com/show/20WEys6jxiliBCLoo9iSID ________________________ Produced by: Ben Schwede Instagram: https://www.instagram.com/benthecreatorrr/ 0:00 Intro 1:04 Getting People Across the Finish Line 4:38 Biggest Problem with Mortgages in Miami 6:24 Broker vs Bank 9:29 Why People Are Getting Denied? 11:10 Using Family Member’s Credit 13:33 Average Miamian’s Credit Score 16:34 Where People Are Moving in Miami? 18:07 What Makes a Good Realtor? 21:40 Condo Associations 25:16 Is FHA Loan the Best Option? 29:17 Why Mortgage Payments are so High? 30:49 New Development vs Existing 33:13 Fed Rates 33:57 Disagreeing with Appraisal 34:54 Importance of Inspection 37:12 Denials 37:51 Housing Bubble is Going to Pop 39:46 Foreign Investors 41:43 Reverse Mortgages 43:22 Why Work with The Mortgage Group? 45:20 Investors vs Home Owners 46:36 Can 2008 Crash Happen Again? 48:55 Advice for People Wanting to Go Into Mortgage 51:29 Outro
What this episode covers
In this episode, we're joined by Brian Robaina, Manny Pozas, and Kevin Senamar from The Mortgage Group, offering their expertise on Miami's real estate and mortgage landscape. These industry veterans provide valuable insights for both homebuyers and investors. The discussion covers key topics including the unique challenges of Miami's mortgage market, broker vs. bank comparisons, common reasons for loan denials, and the impact of credit scores. They also address current market trends, FHA loans, condo associations, and the effects of Fed rates on mortgages. Whether you're a first-time buyer or seasoned investor, this episode delivers essential knowledge for navigating Miami's complex real estate environment. Enjoy! The Mortgage Group: Instagram: https://www.instagram.com/the.mortgage.group/ Brian Robaina: Instagram: https://www.instagram.com/theinkedmortgagebroker/ Kameron Senamar: Instagram: https://www.instagram.com/mortgages_by_kam/ Manny Pozas: Instagram: https://www.instagram.com/mortgagesbymanny/ Eduardo Moya: Instagram: https://www.instagram.com/mr_moya/ Follow Us! - A Day in Miami: Instagram: https://www.instagram.com/adayinmiami/ Listen on Spotify: https://open.spotify.com/show/20WEys6jxiliBCLoo9iSID ________________________ Produced by: Ben Schwede Instagram: https://www.instagram.com/benthecreatorrr/ 0:00 Intro 1:04 Getting People Across the Finish Line 4:38 Biggest Problem with Mortgages in Miami 6:24 Broker vs Bank 9:29 Why People Are Getting Denied? 11:10 Using Family Member’s Credit 13:33 Average Miamian’s Credit Score 16:34 Where People Are Moving in Miami? 18:07 What Makes a Good Realtor? 21:40 Condo Associations 25:16 Is FHA Loan the Best Option? 29:17 Why Mortgage Payments are so High? 30:49 New Development vs Existing 33:13 Fed Rates 33:57 Disagreeing with Appraisal 34:54 Importance of Inspection 37:12 Denials 37:51 Housing Bubble is Going to Pop 39:46 Foreign Investors 41:43 Reverse Mortgages 43:22 Why Work with The Mortgage Group? 45:20 Investors vs Home Owners 46:36 Can 2008 Crash Happen Again? 48:55 Advice for People Wanting to Go Into Mortgage 51:29 Outro
NOW PLAYING
Want to Buy a Home in Miami? Then Watch This | The Mortgage Group
No transcript for this episode yet
Similar Episodes
No similar episodes found.
Similar Podcasts
No similar podcasts found.