What Every Realtor Should Know About Liens & Judgments

Most homeowners panic the moment they see a lien or judgment on a title commitment. In this episode, Escrow Officer Carla Luna-Fender breaks down what these items actually mean, why they appear, and how Realtors can confidently guide clients through them without fear or confusion. Carla shares real examples from the closing table, explains the difference between liens and judgments, and reveals the behind-the-scenes detective work title performs to clear issues before recording. The episode also highlights common homeowner mistakes—such as adding someone to title without realizing that person’s debts come with them—along with insights into divorce decrees, child-support judgments, and the importance of the final date-down search. This conversation gives real estate professionals the clarity needed for smoother transactions and fewer surprises at closing.Connect with Carla:Phone: ⁠801-266-0606Email: [email protected]: https://www.instagram.com/closingwithcarla