What Happens If You Never Talk About Inheritance?

What this episode covers

Over £5 trillion is set to move between generations in the coming years, but most families aren’t talking about it. In this episode, Tom and Octopus Money adviser Tim dig into the reality of passing on wealth: inheritance tax, care costs, gifting myths and awkward dinner-table conversations. They explore what silence could cost and how having honest conversations can protect your future while helping the next generation. Send us Fan Mail

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Frequently Asked Questions

How long is this episode of Keep The Change?

This episode is 34 minutes long.

When was this Keep The Change episode published?

This episode was published on January 28, 2026.

What is this episode about?

Over £5 trillion is set to move between generations in the coming years, but most families aren’t talking about it. In this episode, Tom and Octopus Money adviser Tim dig into the reality of passing on wealth: inheritance tax, care costs, gifting...

Can I download this Keep The Change episode?

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