What Is A Balance Transfer? A Useful Guide For 2023

from The Credit Pros Podcast · host The Credit Pros

A balance transfer is consolidating credit card debts onto a single card, often with a low introductory interest rate. It can save on interest payments and simplify debt management but often comes with a transfer fee and requires a good credit score. It may also affect credit scores due to hard inquiries. Multiple transfers are possible within credit limits and fees.

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This episode is 4 minutes long.

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This episode was published on July 25, 2025.

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