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What is the new "Trump account" and does it make sense for me?

EPISODE · Sep 30, 2025 · 17 MIN

What is the new "Trump account" and does it make sense for me?

from Great Points · host Matt Schroeder

On today's episode, Matt explains the new "Trump Account" proposed as part of the One Big Beautiful Bill Act signed earlier this year.  The new account type is set to be pre-filled with $1,000 for children born between 2025 and 2028.  How much could that be worth in 65 years?  What are the rules around the new account type and when might it make sense to add funds to the account as a parent?  As always, the Personal Finance landscape is ever-changing.  Listen in to learn more about what this change could mean for you.

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What is the new "Trump account" and does it make sense for me?

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