What Stablecoins Actually Fix in Cross-Border Payments w/ Rowland Berry (Payoneer)

Presented by Stablecon; Powered by BVNK.In episode 27 of Money Code, hosts Chuk Okpalugo and Raj Parekh sit down with Rowland Berry, VP of Strategic Partnerships at Payoneer, a cross-border payments platform that moves $90B annually for nearly 2 million small businesses across 190+ countries.They unpack what 18 months of evaluating the stablecoin space revealed: where stablecoins genuinely upgrade cross-border infrastructure, why off-ramps remain the hardest unsolved problem, and how Payoneer's closed-loop token PAYO-USD will work inside the wallet flows their customers already use.Subscribe and listen to the Money Code podcast here:https://lnk.to/MoneyCodeSNChapters00:00 Two big moves: Bridge partnership and an OCC trust charter02:05 How Payoneer actually works: $90B, 2M SMBs, 20 years of rails06:13 Separating signal from noise: where stablecoins deliver real value08:49 "Will it get cheaper?" — what the waitlist customers actually asked10:16 Off-ramps aren't solved: last-mile delivery as the real unlock14:28 Not a new business model — an infrastructure evolution16:34 Why Bridge was a speed-to-market play19:25 "They want trust, not keys" — what SMBs actually need24:34 The OCC trust charter and what PAYO-USD unlocks30:44 "Yield is not the north star" — reserve management philosophy36:10 Stripe, PayPal, SoFi: how the market is evolving43:26 Builder advice: unhappy flows and building with ambiguityConnect with the Hosts & GuestChuk Okpalugo: https://www.linkedin.com/in/chuk-okpalugo/ | https://x.com/chuk_xyz/ | http://stablecoinblueprint.comRaj Parekh: https://www.linkedin.com/in/rajparekh7/ | https://x.com/rajparekh | http://monad.xyzRowland Berry: https://www.linkedin.com/in/rowlandberry/About StableconStablecon (https://stablecon.com/) is the premier gathering for those at the intersection of DeFi, economic policy, financial infrastructure, and institutional integration, and those reinventing global commerce. By convening the brightest minds in fintech and crypto, Stablecon provides attendees with world class thought leadership and fosters unparalleled networking and strategic collaboration across the digital payments industry. Whether you're building, advising, or navigating this new frontier, this is the room where it happens.About BVNKBVNK is the leading provider of stablecoin payments infrastructure, helping businesses move money faster, settle globally, and even launch their own stablecoin products. Head to https://bvnk.com/ to learn more.