What will the FCA's mortgage reforms mean for consumers and the economy?/FCA under fire over funeral plans

In this week's episode, we start by taking a look at the FCA's recent announcements around the mortgage market. In the next few weeks, the regulator has said it will launch a call for evidence to hear whether its current stress test affordability rules are too strict - and will consider whether it's time to allow borrowers to borrow more. The FCA has also announced a consultation into how to improve mortgage accessibility - and simplify the advice regime.In the second half of the show, we take a look at funeral plans. This week, the Complaints Commissioner upheld a complaint against the FCA about the way it handled Safe Hands in the run up to regulation of the sector in July 2022. So what might this mean for funeral plan customers who lost out when their company went bust? If you'd like to contact the show, you can email us at [email protected]. If you're enjoying the Fairer Finance podcast, please do share with your colleagues - and leave us a review.Email us your questions and suggested topics for discussion to [email protected]