What Your Advisor Should Tell You About Bond Ladder Duration Strategy

Episode 60 of The Financial Advisor Podcast with Fexingo. Lucas and Luna break down the bond ladder duration strategy — what it is, why it matters for income investors in mid-2026, and how to match rungs to spending needs. They walk through a concrete example: a $500,000 ladder spanning 5 years with individual Treasuries. The hosts explain why rolling ladders differ from bullet portfolios, how the inverted yield curve complicates ladder construction, and why advisors who skip this conversation may be leaving clients exposed to reinvestment risk. Lucas cites Vanguard research showing that a well-constructed ladder can reduce interest-rate risk by 40% versus a single-maturity approach. Luna asks about the trade-off between liquidity and yield. The episode closes with a practical checklist for reviewing your own bond ladder with a planner. #BondLadder #DurationStrategy #FixedIncome #Treasuries #ReinvestmentRisk #YieldCurve #LadderPortfolio #FinancialAdvisor #IncomeInvesting #PortfolioConstruction #BondInvesting #FinancialPlanning #RetirementIncome #InterestRateRisk #Vanguard #InvestmentStrategy #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo