What Your Advisor Should Tell You About Charitable Remainder Trusts

Charitable Remainder Trusts (CRTs) let you donate highly appreciated assets, get a partial tax deduction, and receive an income stream for life. In this episode, Lucas and Luna walk through a concrete example: a client with $500,000 of low-basis Apple stock who wants to diversify without a massive capital gains hit. They explain how a CRT works, the 10% remainder rule, the different payout options (CRAT vs CRUT), and why this vehicle makes sense for charitably inclined investors over 60. They also cover the quirks: the five-year deferral for net income CRUTs and the fact that once you set it up, you can't change the charity. No product pushing — just a clear, practical breakdown for anyone who wants to give and keep some cash flow. #CharitableRemainderTrust #CRT #CRAT #CRUT #TaxPlanning #EstatePlanning #Philanthropy #CapitalGains #Diversification #Apple #LowBasisStock #WealthTransfer #Finance #FexingoBusiness #BusinessPodcast #FinancialAdvisor #Podcast #RetirementPlanning Keep every episode free: buymeacoffee.com/fexingo