EPISODE · Jun 26, 2025
What’s the Difference Between Pre-Qualified vs. Pre-Approved?
from The Justin Croft Podcast · host Realtor at Croft Real Estate Group
Think a pre-qualification letter means you’re approved? A lot of buyers make this mistake, only to find out too late that their financing isn’t solid. In my latest video, I’ll break down the critical differences between pre-qualification and preapproval—and why one gives you real power at the negotiating table while the other could cost you the deal. For example, buyers who are fully preapproved have already cleared underwriting and know exactly what they can afford. Check out the full video to make sure your financing won’t fall apart when it matters most.
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