Where Your Rollover Cash Actually Lands

When you roll over your 401(k) to an IRA, the real money game begins — but don’t overlook the silent player: where your idle cash lands. While you’re busy picking long-term investments, your uninvested funds might be stuck in a low-yield sweep account, quietly costing you thousands over time. Brokerages like Schwab default to minimal returns, while Vanguard pushes higher-yield money market options — a simple default choice that can make or break your retirement savings. One person earns $1,000 in a year; another nets $5,000. That’s $4,000 in the bank — just by knowing what your broker defaults to. Don’t let your cash sleep when it could be working for you. Support the show:Get a discount at https://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/80cdd0a27783c0c3