Why Mortgage Freedom Is About More Than Money, Jinesh Vohra, Sprive (#2)

A mortgage doesn't just shape a monthly payment - it shapes how much room people feel they have to act.On this episode of The Formative Economy, Jinesh Vohra, CEO & Founder of Sprive, discusses what long-term debt does to people emotionally, why homeowners need more control after the mortgage is signed, and how better money education could shape decisions far earlier in life.A mortgage can look like a monthly budgeting question on the surface.In practice, it can shape confidence, risk appetite, and how much room people feel they have to act for years - the conversation around it, and its impact, goes beyond rates and repayments.We ask what debt does to behaviour, how much friction people should have to overcome to make progress, and what a more liveable mortgage market could look like.Learn more: https://www.beyondencryption.com/blog/mortgage-freedom-sprive