Why Most Investors Sell Right Before They Get Rich | Kushal Lodha #329

In this episode of Konversation with Kushal, Krishan Sharma, veteran investor and financial educator who has mentored over 10 lakh people , breaks down how he thinks about long-term wealth creation, asset allocation, and building resilience through real market cycles. He shares his journey of losing his entire savings during the 1992 Harshad Mehta crash and how those early mistakes shaped his transition from chasing high-flying tech stocks to disciplined, patient asset allocation. The conversation moves into his real investing journeys, including navigating the brutal 2020 COVID crash to help his wife achieve financial freedom 8 years early , and how defining wealth as having your desires met—rather than merely chasing returns—became the foundation of his approach. Using powerful frameworks like the "Money Illusion" and the concept of "SIP + SWP = Akshay Patra" , he shows how managing survival instincts and ignoring daily market noise can create extraordinary long-term wealth. From decoding why savings are actually "deferred spending" to why the certainty of outcomes is the ultimate key to compounding, this episode offers a practical masterclass on how serious investors build conviction and think about wealth creation over decades. 💡 Don't forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KrishanSharma #KushalLodha #AssetAllocation #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #FinancialFreedom #InvestmentStrategy #marketpsychology