Why Saving Too Much For Retirement Could Be a Mistake!

We constantly hear headlines about how Americans are undersaving for retirement. While that is often true, there is a side of the story that rarely gets discussed. What happens if you never stop saving?For many high-income CRNAs, over-saving can quietly cost you in unexpected ways. You might find yourself with less time, fewer experiences, and missed opportunities with your family.In this episode, Brett Fellows, CFP®, shares the surprising truth about when you should stop saving for retirement. He breaks down two powerful financial principles: compound growth and opportunity cost. He also names the five clear signs that it is time to stop saving and start living.Brett explores:Why money should be viewed as a tool rather than the ultimate goalHow compound growth shifts the heavy lifting from you to your portfolioThe real opportunity cost of maxing out retirement accounts year after yearThe "moving goalpost" trap that leads to regretFive specific instances when stopping contributions makes financial sense#CRNAs #RetirementPlanning #FinancialFreedom #Podcast #WealthManagementKey Timestamps:(0:35) Intro: The surprising truth about saving (2:35) Two principles: Compound Growth and Opportunity Cost (4:10) The Snowball Effect: When your money takes over (6:40) Opportunity Cost: What you are giving up today (12:20) Sign #1: You are already in a position to retire (13:15) Sign #2: You are on track to hit your number (14:35) Sign #3: You are sacrificing the most important things today (15:55) Sign #4: Legacy goals are not a priority (17:05) Sign #5: You no longer need the tax benefits (18:10) The Aligned Life: A new goal for your moneyFor more information and resources related to this episode, please visit the show notes.