EPISODE · Mar 4, 2026 · 21 MIN
Why the Iran Crisis Could Push Mortgage Rates Higher
from Mouthy Money: Building wealth with long term investing and saving strategies · host Mouthy Money | UK finance podcast on building wealth
In this episode of the Mouthy Money podcast, Edmund Greaves and Chris Tuite break down how the escalating Iran crisis could ripple through energy markets, inflation, interest rates and ultimately your mortgage.While we’re not a geopolitics show, the financial consequences of global instability are impossible to ignore. Rising oil and gas prices are already shifting market expectations around Bank of England rate cuts. That matters if you're remortgaging, buying your first home, or watching swap rates nervously.We explain the chain reaction from the Middle East conflict to UK mortgage pricing and what it means for homeowners right now.Key topics covered:▉ Why the Iran conflict is pushing up global energy prices▉ How gas supply disruption affects UK inflation▉ Why markets are downgrading expectations for rate cuts▉ What swap rates are — and why mortgage lenders care▉ What this means for people remortgaging in 2026▉ Whether investors should panic about market volatility▉ Lessons from Ukraine, Covid and previous energy shocks▉ How to stay calm and stick to a long-term financial planIf you're concerned about mortgage rates, rate cuts, or the cost of living returning, this episode explains the mechanics.Chapters00:00 – Introduction: Why this crisis matters for your money01:30 – What’s happening in Iran and why markets reacted03:00 – Stock markets and investment portfolios06:00 – Energy prices and the return of cost-of-living fears09:20 – Inflation risk and the Bank of England10:45 – Swap rates explained (and why mortgages follow them)13:30 – Remortgaging in 2026: what to watch16:00 – Investment strategy during volatility18:30 – Final thoughts: stick to your planIf you’re remortgaging soon or worried about where rates are heading, let us know in the comments.MOUTHY MONEY*Our substack* mouthymoney.substack.co.uk *Get in touch* [email protected] *Apple Podcasts* https://podcasts.apple.com/us/podcast/mouthy-money/id1712308475*Spotify* https://open.spotify.com/show/72bQEJnPAWJprmy0B9Yy4u?si=SkMD_90qSs-K3QNb8b-6YQ DISCLAIMERThis video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit www.fca.org.uk/investsmart. Please note, video captions are auto-generated and may not be 100% accurate.
What this episode covers
In this episode of the Mouthy Money podcast, Edmund Greaves and Chris Tuite break down how the escalating Iran crisis could ripple through energy markets, inflation, interest rates and ultimately your mortgage.While we’re not a geopolitics show, the financial consequences of global instability are impossible to ignore. Rising oil and gas prices are already shifting market expectations around Bank of England rate cuts. That matters if you're remortgaging, buying your first home, or watching swap rates nervously.We explain the chain reaction from the Middle East conflict to UK mortgage pricing and what it means for homeowners right now.Key topics covered:▉ Why the Iran conflict is pushing up global energy prices▉ How gas supply disruption affects UK inflation▉ Why markets are downgrading expectations for rate cuts▉ What swap rates are — and why mortgage lenders care▉ What this means for people remortgaging in 2026▉ Whether investors should panic about market volatility▉ Lessons from Ukraine, Covid and previous energy shocks▉ How to stay calm and stick to a long-term financial planIf you're concerned about mortgage rates, rate cuts, or the cost of living returning, this episode explains the mechanics.Chapters00:00 – Introduction: Why this crisis matters for your money01:30 – What’s happening in Iran and why markets reacted03:00 – Stock markets and investment portfolios06:00 – Energy prices and the return of cost-of-living fears09:20 – Inflation risk and the Bank of England10:45 – Swap rates explained (and why mortgages follow them)13:30 – Remortgaging in 2026: what to watch16:00 – Investment strategy during volatility18:30 – Final thoughts: stick to your planIf you’re remortgaging soon or worried about where rates are heading, let us know in the comments.MOUTHY MONEY*Our substack* mouthymoney.substack.co.uk *Get in touch* [email protected] *Apple Podcasts* https://podcasts.apple.com/us/podcast/mouthy-money/id1712308475*Spotify* https://open.spotify.com/show/72bQEJnPAWJprmy0B9Yy4u?si=SkMD_90qSs-K3QNb8b-6YQ DISCLAIMERThis video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit www.fca.org.uk/investsmart. Please note, video captions are auto-generated and may not be 100% accurate.
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Why the Iran Crisis Could Push Mortgage Rates Higher
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